No Interest Loans Scheme (NILS)

CatholicCare Victoria is no longer a provider of the No Interest Loan Scheme (NILS) program.

For enquiries, please visit the Good Shepherd website to find your nearest NILS provider.

Find a NILS provider

12-month repayment period with no interest

If you are struggling to afford essential items for home, work, study or medical expenses, it’s okay to ask for help.

Before accessing the NILS program, a Support Worker will assess your needs and financial situation to ensure you meet eligibility.

No Interest Loans are repaid over a 12-month period as agreed in your affordable repayment plan, which we will discuss with you.

Anyone on a low income who might be struggling to afford essential items.

As of 1st August 2024, we will no longer be taking new clients for NILS. Support for existing clients will continue until 30th September 2024.

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Information for clients and service users